I have really needed to do this IRA rollover. Procrastinator much? I am. And sometimes on really stupid things. BUT I FINALLY DID MY IRA ROLLOVER ON THAT BofA TRADITIONAL IRA THAT EARNED ME $50 INTEREST ON A $5000 DEPOSIT IN SEVEN+ YEARS. I’m a procrastinator. I have no excuses. Actually I do, but, still, …
No spend holidays are great. Can you do a no spend holiday? It’s pretty easy for us. We have reached a point where we have pretty much everything we need at my house. In fact, we have significantly more than we need, leaving me feeling a bit like a hoarder sometimes. More doesn’t bring more happiness There …
What is an HSA? Just what it says it is, a “Health Savings Account.” Many employees are eligible for either an HSA or a FSA (flexible spending account) as a money savings mechanism for health purchases when they are purchasing insurance. HSA vs. FSA accounts The most common confusion I seem to run into when …
Are you a hoarder? I kind of am. One good thing about working on this blog is it has caused me to be a little more aware of myself. Because I am putting thoughts down on “paper” I think through them a little bit more. Just about any well rounded mindfulness strategy probably includes writing. …
IRA… Roth or Traditional… Roth or Traditional… I can’t decide if I should be using traditional IRA or Roth IRA. This is not a how to post. I really can’t decide. Actually, I think I may have settled on a best guess formula for myself, but you’ll have to read further to find out. Disclaimer: …
A Novice Investor Roth or Traditional IRA thought Experiment Read More »
Upwork said I’m not qualified to be a freelancer: I didn’t take the Upwork application very seriously Ok, granted, I didn’t put that much effort into the Upwork application. I kind of thought they would accept anyone who was minimally qualified so I just went for it. I was also unsure on if I should …
Multi Level Marketing or “MLM” … everybody’s ticket out of drudgery Or, “Why I Can’t Sell You MLM Crap” What is MLM? MLM or Multi Level Marketing, it’s the nicer term for a pyramid scheme. It goes by many names like “referral marketing” and “network marketing.” You hear the sellers referred to as “consultants” “distributors” …
One of the keys to my (relatively) frugal travel in India involved sugar…. and toiletries. Can you even call yourself a frugal traveler if you haven’t pocketed a few hotel toiletries? I knew a partner at a large real estate firm who lived in a million dollar home who did a lot of travel. She …
I’ve been putting some more thought into why I want to be here sharing “my story.” For one, I don’t think I’m a “how to” person. I don’t feel I’m a great teacher. And, probably through some identifiable psychological complex, I am rarely confident enough in my choices to think that I should be striving …
How do you build a life you don’t feel like escaping? Read More »
With the end of the tax year drawing nigh, I’m highly debating if I want to open up a 529 college savings plan for my small person for 2017 At a current annual income of over 100k and a 3 person household, I’m always looking to maximize tax savings. We’ve done well so far; I’ve …